General Liability Insurance

The right general liability insurance can be the safety net your business needs to thrive—not just survive. Let our experienced team help you secure affordable protection and long-term peace of mind.

What is General Liability (GL) Insurance and Why Do You Need It?​

When you run a business, big or small, accidents can happen. Someone might trip and fall in your store, a product you sell could cause an injury, or you might accidentally damage a client’s property while doing your job. That’s where General Liability (GL) insurance comes in.

What is General Liability Insurance?

General Liability insurance is a type of business insurance that helps protect you from the everyday risks that come with running a business. It covers things like:
  • Bodily injuries (like someone getting hurt at your business)
  • Property damage (if you or your employees damage someone else's property)
  • Legal fees and settlements (if someone sues your business)
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Think of it as a safety net that helps keep your business from losing a lot of money if something goes wrong.

Why is it Important?

  1. Accidents Happen
    Even if you’re careful, accidents can still occur. If someone gets hurt or property is damaged because of your business, you could be held responsible.
  2. Lawsuits are Expensive
    Getting sued can cost thousands of dollars in legal fees—even if you didn’t do anything wrong. GL insurance can help cover those costs so you’re not paying out of pocket.
  3. Builds Trust
    Many clients and landlords require businesses to have GL insurance before signing a contract. It shows you’re professional and responsible.
  4. Protects Your Business
    One big claim can be enough to shut down a small business. GL insurance helps keep your business running, even when the unexpected happens.

Who Needs GL Insurance?

Almost every business can benefit from having GL insurance, including:
  • Retail stores
  • Restaurants
  • Contractors
  • Freelancers
  • Consultants
  • Home-based businesses
Basically, if you interact with people, clients, or property in any way, it’s a good idea to have it.
(702) 800-2315
2160 W Charleston Blvd
Suite B
Las Vegas, NV 89102​​
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